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  #1  
Unread 05-20-2009, 08:44 AM
Robert54 Robert54 is offline
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Need a home loan!!

Hello everybody, I will be going for a home loan in the next month. I have been going through the necessary documents required to take the home loan and have got all of them in place. Let me know more suggestions on the necessary requirements that I need to make it for my home loan.

Hope to get your suggestions on this.
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  #2  
Unread 05-22-2009, 02:28 AM
armse armse is offline
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I think that it would be the best to consult a financial expert that deals in home loans for this kind of a query. But, as far as I am concerned I would consider your credit scores as one of the most important aspects for taking a home loan. Having good credit scores is essential to get a home loan. If you have low credit scores, then there is that can help you get those in a better shape.
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Unread 06-26-2009, 08:32 AM
bankbars bankbars is offline
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Every banks or financial institution has it's own requirement. So it varies from bank to bank, but the most common think that they ask for is your income proof, residence proof and your bank statements etc

Regards,
Bankbars.
Barclays.in
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Unread 09-30-2010, 11:59 AM
dohardmoney.com dohardmoney.com is offline
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  #5  
Unread 02-17-2011, 04:43 PM
payczar payczar is offline
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A home loan is long-term, substantial amount of debt that can take a big chunk out of your monthly income. Before you decide on, assess your job stability and financial status. Financial tools such as mortgage calculators can help you determine the size of home loan that you can afford to pay back and what you can qualify for in a mortgage. Keep in mind, however, that these calculators only provide estimates and not the actual mortgage cost and payment options. It is best to shop around and compare quotes from various lenders to help you get the best financial deal.

Last edited by payczar : 02-21-2011 at 09:44 PM.
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  #6  
Unread 11-01-2011, 05:44 PM
Nicholas_B Nicholas_B is offline
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The best way to go about this is to ensure that you have good credit rating for starters and to maintain this. I would suggest to increase your credit rating by getting cards out but then cutting them up as soon as you get them...cheeky but it works :)
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