Unable to pay back Loan and Credit Cards

[obelix112za]

Hi, myself and my wife have been living in Ireland for about 8 years. We are both from South Africa.

We have a wedding loan we're still paying of (around

[Nicholas_B]

The problem with not paying them back is that it will continue to build up- i know you are really struggling but you need to start in order to gain your life back- there are loads of people that can help you! Its just a matter of speaking to them, (when i refer to them i mean citizen advice or debt advisors), they will be able to help :)