|
These days a lot of retired workers do not have a permanent life insurance policy. Though, they do have term insurance through their employer. Meet with an independent life insurance agent from a firm with good financial ratings and ask them to review or audit the policies you have. You can find out if the insurance you have through your employer is portable and also if it would be reasonable for you to convert it to a permanent policy at your retirement. In many cases, a good insurance professional will be able to assist you with determining the type of coverage that you should have. If you aren't sure about the advice you receive, seek a second opinion from another representative from a highly rated firm with a local sales office.
|