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Search: Posts Made By: payczar
Forum: Debt Management 03-03-2011, 12:53 PM
Replies: 2
Views: 7,037
Posted By payczar
Although debt management can help you organize...

Although debt management can help you organize and repay your debts in a systematic way, such service can make it difficult to qualify for new credit. As signing up for a debt management program...
Forum: Credit and Debit Cards 03-02-2011, 04:24 PM
Replies: 3
Views: 10,429
Posted By payczar
If you're deeply in debt, a credit card...

If you're deeply in debt, a credit card counseling may be a service worth paying for to get your finances back on track. However, many consumer groups say the people behind these services are also...
Forum: Insurance and Protection Discussion 03-01-2011, 03:39 PM
Replies: 8
Views: 15,920
Posted By payczar
As car insurance costs for the same coverage can...

As car insurance costs for the same coverage can vary by hundreds of dollars from company to company, shopping around is the key to get the best financing deal. Generally, responsible drivers pay...
Forum: Insurance and Protection Discussion 02-28-2011, 02:47 PM
Replies: 10
Views: 15,736
Posted By payczar
Re: Principles of Insurance

It is always handy to be familiar with these principles of insurance. Being well-informed puts you in a better position when negotiating you insurance needs.
Forum: Insurance and Protection Discussion 02-25-2011, 04:01 PM
Replies: 5
Views: 8,380
Posted By payczar
By setting aside a small amount of money every...

By setting aside a small amount of money every month as a car insurance premium, you get yourself a guaranteed protection against financial losses should you be involved in a car accident. Thanks to...
Forum: Insurance and Protection Discussion 02-24-2011, 04:01 PM
Replies: 14
Views: 18,562
Posted By payczar
Getting a health insurance is most often less...

Getting a health insurance is most often less expensive than being uninsured as it protects you from the risk of unpredictable medical expenses. As insurance prices for the same coverage can vary by...
Forum: Loans, Mortgages and Consolidations 02-24-2011, 03:39 PM
Replies: 11
Views: 8,699
Posted By payczar
However, a personal loan is just a temporary fix....

However, a personal loan is just a temporary fix. To improve your financial status, you need to check out other ways of increasing your income such as doing overtime at work or a negotiating a salary...
Forum: Insurance and Protection Discussion 02-23-2011, 03:42 PM
Replies: 7
Views: 9,784
Posted By payczar
Car insurance prices for the same coverage can...

Car insurance prices for the same coverage can vary by hundreds of dollars from company to company. Thanks to the internet and tools such as multiple quote comparison websites, finding the policy...
Forum: Loans, Mortgages and Consolidations 02-22-2011, 03:32 PM
Replies: 4
Views: 4,407
Posted By payczar
A debt consolidation can make your payments more...

A debt consolidation can make your payments more manageable as you only get to pay a single creditor and at a lower interest rate. The loan, however, will be secured against your property such as...
Forum: General Credit and Finance Discussion 02-21-2011, 10:00 PM
Replies: 5
Views: 7,307
Posted By payczar
Reducing your debt basically depends on how you...

Reducing your debt basically depends on how you manage your expenses. Cutting back on any of your luxury expenses will keep you from relying on credit cards. You might also want to check out other...
Forum: Loans, Mortgages and Consolidations 02-18-2011, 03:45 PM
Replies: 11
Views: 8,699
Posted By payczar
Bottom line is, to repay a personal loan fast, it...

Bottom line is, to repay a personal loan fast, it is financially wise to borrow as little as possible and opt for a short-term and low interest loan.
Forum: Loans, Mortgages and Consolidations 02-17-2011, 04:43 PM
Replies: 5
Views: 4,909
Posted By payczar
A home loan is long-term, substantial amount of...

A home loan is long-term, substantial amount of debt that can take a big chunk out of your monthly income. Before you decide on, assess your job stability and financial status. Financial tools such...
Forum: Loans, Mortgages and Consolidations 02-16-2011, 04:10 PM
Replies: 8
Views: 6,591
Posted By payczar
Re: Home Loan with Bad Credit

Though you may still get a mortgage even with a credit score as low as 500, such bad credit loans have high interest rate compared to conventional loans as the lender's money is being put into a much...
Forum: Introduce Yourself 02-15-2011, 08:12 PM
Replies: 0
Views: 2,663
Posted By payczar
Hi all!

Nice to join this forum. The property and real estate industry has always interest me and I'm looking forward to share my insights on this subject and be part of the community.
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