Senior Insurance Coverage

[Harry]

Hai,

I am Harry.

Services for Senior Citizens

Welcome to the Senior Citizens Insurance Resource Center

Our Senior Citizens Resource Center provides basic information for New York's senior citizens on health insurance, long term care insurance, Medicare supplement coverage as well as other types of coverages important to seniors. The Senior Citizens Resource Center includes up-to-date information to help seniors evaluate and compare insurance options, costs and companies to get the most from their insurance dollar. Also included are links to other Web sites that provide information to help seniors make the right choices about their insurance needs.

If you have questions or want to speak with one of the Department’s Customer Service Representatives, please call: 1-800-342-3736.

Medicare Prescription Drug Coverage (Part D)

Medicare Part D is prescription drug coverage that is partially subsidized by the federal government. To be eligible, you must be entitled to benefits under Medicare Part A and/or enrolled under Part B. You must choose a plan, enroll, and pay a monthly premium to get the coverage. If you have limited income and resources, you may get this coverage for little or no cost by applying for the Low Income Subsidy.

To take advantage of this coverage, you may join a Medicare Prescription Drug Plan that covers prescription drugs only and keep Original Medicare (Medicare Part A and B) or you can join a Medicare Advantage Plan that also offers prescription drug coverage.

Important:
* If you have prescription drug coverage through an employer or union, check with your benefits administrator to discuss your options. The prescription drug coverage under your employer/union plan may be equal to or better than Medicare prescription drug coverage and you may not need to enroll in Medicare Part D.

* If you have prescription drug coverage under the Elderly Pharmaceutical Insurance Coverage (EPIC) Program, contact EPIC for more information about your options.
If you have a Medicare supplement insurance plan with prescription drug coverage (Plans H, I, or J), you will receive a letter from your carrier describing your prescription drug options. If you need additional assistance contact the Health Insurance Information Counseling & Assistance Program (HIICAP) at 1-800-701-0501.

For more information about Medicare prescription drug coverage, see the federal Centers for Medicare and Medicaid Services (CMS) publication Medicare & You 2006 handbook (PDF Format). For more information about the Medicare Advantage Plans or Medicare Prescription Drug Plans available in your area, visit the federal Medicare Web site or call 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048.

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